Funeral planning and finance options

A funeral plan could be a good way to prepay for your funeral as long as you choose a company regulated by the Funeral Planning Authority, have the money available to pay for your plan and completely understand how it works.

Research shows that we all seem to find it difficult to have conversations about dying and death – it is an intergenerational challenge, but it doesn’t have to be that way. A booklet created by Age UK is designed for everyone, to help us start to talk to our family and friends.

Having such conversations should help us all to feel more empowered and positive to talk about death, to be confident enough to question each other, outline our wishes and ensure our concerns about dying and death are acknowledged. A discussion around funeral planning is a useful one to have. For many it brings comfort to know that all costs have been covered and their wishes will be carried out.


We researched the funeral planning market before deciding to partner with Golden Leaves Funeral Planning. This is a company that has a proven track record since 1984, is a founding member of the National Association for Pre-paid Funeral Plans and the Funeral Planning Authority no health checks are required, no personal questions are asked, and the plan can be purchased at any age.

Importantly Golden leaves Funeral Planning also upholds our ‘less is more principle by offering a choice of set and bespoke plans and guarantees to cover religious leader/celebrant fees and cremation fees – typically about one third of the total funeral cost. Why is this important? Cremation fees are set by local authorities and usually increase by around £30 per year. In 2017 the average cost of a UK cremation was £787. Too often people buy funeral plans that don’t guarantee to cover this cost, consequently there is a shortfall that others have to meet.

As a partner of Golden Leaves Funeral Planning, we can answer all of your questions and if after considering all your options you decide to purchase a plan, we can assist you in completing the application form.

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